Scammers are getting smarter every day. From fake bank calls and UPI frauds to AI-generated voice scams, fraudsters keep finding new ways to trick people. Most scams work the same way — they create urgency, fear, or excitement so the victim acts without thinking.
A few simple habits can dramatically reduce your chances of being cheated. 1. Never share OTPs or verification codes No genuine bank, payment app, government agency, or customer-support team will ever ask for your OTP.
If someone asks for it, treat it as an immediate red flag and hang up. 2. Verify before you trust Scammers often pose as banks, delivery companies, telecom operators, or government officials.
If you get a suspicious call, disconnect and reach the organisation through its official website or printed customer-care number — not the number the caller gives you. 3.
Don't act under pressure Many scams trigger panic by claiming your account will be blocked, your KYC has expired, or legal action is coming. Pressure and a ticking clock are among the most common signs of fraud. Slow down. 4.
Be careful with links Avoid clicking links in SMS, email, or chat messages from unknown senders. Always check the full web address before entering any personal or banking details. A tiny spelling change in a URL is a classic trap. 5.
Use caller ID and spam-protection tools Spam-detection apps can flag suspicious callers before you pick up. Community-based reporting has become an important extra layer of defence against scam calls and messages. 6.
NewsDarpan
Read the full story