Funds for Women’s Enterprises Diverted to Household Needs: NRLM Review

A review of the Centre's flagship rural scheme, NRLM, reveals that funds intended for women-led businesses are being used for household expenses.

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A review of the Centre's flagship rural scheme, NRLM, reveals that funds intended for women-led businesses are being used for household expenses.

AI-generated illustration · NewsDarpan (GPT-Image-2)

AI-generated illustration · NewsDarpan (GPT-Image-2)

A recent evaluation of the National Rural Livelihood Mission (NRLM), the Centre's flagship rural development scheme, has highlighted a significant diversion of funds. According to the review, financial support meant to empower women through self-help groups (SHGs) and promote entrepreneurial activities is being redirected to meet household expenses.

The NRLM aims to enhance rural livelihoods by fostering women-led enterprises through SHGs. However, the findings suggest that the intended purpose of these funds is not being fully realized. Instead of being utilized for income-generating activities or business ventures, a substantial portion of the financial assistance is reportedly being spent on day-to-day household needs.

This revelation raises concerns about the implementation and monitoring of the scheme, which is designed to uplift rural women economically and socially. The review underscores the need for stricter oversight and better awareness among beneficiaries to ensure that the funds are used as intended.

The Indian Express reported these findings, shedding light on the challenges faced by the NRLM in achieving its objectives. The scheme's success depends on its ability to channel resources effectively towards sustainable rural enterprises led by women.

Further details on the review and its recommendations are awaited to understand the full scope of the issue and potential corrective measures.